About
Mortgage Team
Our experienced Mortgage team is ready to help with your application, questions and more.
(Please note: Email is not secure).

- Andrew Franklin
- Executive Vice President
- Chief Lending Officer
- NMLS#475475
- (617) 340-1227

- JoAnn Jirichian
- Assistant Vice President
- Mortgage Loan Officer
- NMLS#1759991
- 617.340.1297

- Lula Kiflit
- Assistant Vice President
- Retail Lending Coordinator
- NMLS#1853494
- 617.340.1256

- Ray LaMacchia
- Assistant Vice President
- Mortgage Operations Manager
- NMLS#494023
- 617.340.1207
Make your next move
Mortgage Pre-Approvals
With a pre-approval in hand you can shop smart, and move quickly, when looking for a home.
Frequently Asked Questions
Find answers to the most frequently asked questions we receive from neighbors and customers.
Current Rates
Check out our current mortgage rates.
Residential Construction Loans
When you’re ready to build your dream home, we’ve got you covered.