Personal
First Time Homebuyers
Each journey to homeownership is unique. At The Village Bank, we have the programs, as well as the experience, to help our neighbors with the personal attention they need to complete the journey.
First Time Homebuyer Program
Our First Time Homebuyers program is available to people who have never owned a home, and also to those who haven’t owned a property in the last three years. You’ll pay less up front and less to close your loan.
Homebuyer Assistance Programs
We have partnered with Federal Home Loan Bank of Boston (FHLBank Boston) to help neighbors access special grant programs for first time buyers. Each program offers a five-year forgivable grant and has different eligibility requirements, including homebuyer income limits.
- Equity Builder Program (EBP)
- Housing Our Workforce (HOW)
- Lift Up Homeownership (LUH)
Make your next move
Mortgage Pre-Approvals
With a pre-approval in hand you can shop smart, and move quickly, when looking for a home.
Frequently Asked Questions
Find answers to the most frequently asked questions we receive from neighbors and customers.
Current Rates
Check out our current mortgage rates.
Residential Construction Loans
When you’re ready to build your dream home, we’ve got you covered.
