Effective Date: [Insert Date]
Welcome to the website of The Village Bank (“we,” “our,” “us”). By accessing or using our website at village-bank.com (the “Site”), you agree to be bound by the following Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By accessing, browsing, or using this Site, you agree to these Terms and Conditions and all applicable laws and regulations. If you do not agree, please do not use the Site.
2. Use of the Site
- The content and materials on this Site are provided for informational purposes and to allow you to access our products and services.
- You agree to use the Site only for lawful purposes and in a manner that does not infringe on the rights of, restrict, or inhibit anyone else’s use of the Site.
- Unauthorized use of this Site, including attempts to access secure areas without permission, is strictly prohibited.
3. Not Intended for Children Under 13
- This Site is not directed to or intended for children under the age of 13.
- We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us immediately so we can delete the information.
4. Intellectual Property
- All content on this Site, including text, graphics, logos, images, and software, is the property of The Village Bank or its licensors and is protected by copyright, trademark, and other intellectual property laws.
- You may download or print materials from this Site for personal, non-commercial use only. Any other use, including reproduction, modification, or distribution, without prior written consent is prohibited.
5. Online Banking Services
- Access to online banking services through this Site is subject to additional agreements and disclosures provided when you enroll or log in.
- You are responsible for maintaining the confidentiality of your login credentials and for any activity conducted using your account.
6. Third-Party Links
- This Site may contain links to external websites for your convenience. The Village Bank is not responsible for the content, accuracy, or security of any third-party sites and does not endorse or guarantee their services.
- You access any linked sites at your own risk.
7. Disclaimer of Warranties
- The Site and its content are provided “as is” without any warranty of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
- We do not warrant that the Site will be error-free, secure, or available at all times.
8. Limitation of Liability
- The Village Bank shall not be liable for any damages, losses, or expenses arising from your use of this Site, including but not limited to direct, indirect, incidental, or consequential damages.
- This includes damages caused by viruses or other malicious code that may infect your computer equipment.
9. Privacy
Your use of this Site is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.
10. Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of any changes.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to conflict of law provisions.
12. Contact Us
If you have any questions regarding these Terms and Conditions, please contact us:
The Village Bank
Corporate Office and Loan Center
320 Needham Street, Suite 200
Newton, MA 02464
Phone: (617) 969-4300
