Privacy Policy

Revised 03/2024

FACTS

WHAT DOES THE VILLAGE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Village Bank choose to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Village Bank Share?

Can you limit this sharing?
  • Does The Village Bank Share? YES
  • Can you limit this sharing? We do not share.

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

  • Does The Village Bank Share? NO
  • Can you limit this sharing? We do not share.

For our marketing purposes —
to offer our products and services to you.

NO

We do not share

  • Does The Village Bank Share? NO
  • Can you limit this sharing? We do not share.

For joint marketing with other financial companies.

NO

We do not share

  • Does The Village Bank Share? NO
  • Can you limit this sharing? We do not share.

For our affiliates’ everyday business purposes—
information about your transactions and experiences.

NO

We do not share

  • Does The Village Bank Share? NO
  • Can you limit this sharing? We do not share.

For our affiliates’ everyday business purposes—
information about your creditworthiness.

NO

We do not share

  • Does The Village Bank Share? NO
  • Can you limit this sharing? We do not share.

For nonaffiliates to market to you

NO

We do not share

Questions?

Call (617) 969-4300 or go to www.village-bank.com

Who are we

Who is providing this notice?

The Village Bank

What we do

How does The Village Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Village Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • The Village Bank has no affiliates.

Nonaffliliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Village Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Village Bank does not jointly market.

Other Important Information

Other Privacy Statement
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

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